JamesB-WifefinalSummit Financial Resources believes that getting to know our customers is key to providing the customized financing options they need.

Building relationships is a two-way street, and we’d like you to get to know more about us too. We’ve asked members of our senior management, sales, and relationship management teams to tell you a bit about themselves. First up is James Baugh, our National Underwriting & Portfolio Manager.

Describe your day-to-day responsibilities.

I manage the underwriting, portfolio, and operations departments here at Summit Financial Resources. This means I make sure that all new loans coming in meet our standards and, once a client is on board, that we treat them extremely well. I’m also responsible for seeing that the processing of daily transactions goes smoothly. I often refer to my role as “overseeing the chaos – but in a good way.”

Favorite thing about your job?

The flexibility Summit Financial Resources has in how it lends.  We aren’t beholden to regulators and if a deal makes sense to us, we can do it.

First thing you do in the office each day?

Tackle the long list of emails that have come in overnight.

What do you eat for lunch?

Ideally, something from a place I haven’t tried before.

Dream job as a child?


And when you’re not in the office?

I live in Draper, Utah, with my family and enjoy volunteering with our local scouting organizations.

A favorite quote?

“Perfection is not attainable, but if we chase perfection we can catch excellence.” – Vince Lombardi

Tropical Island, Mountains, Museum or Cruise?

Mountains. I love camping, fishing, anything that allows me to be outdoors. In this photo, my wife and I are enjoying the beautiful mountains of Utah.

Secret to financial success?

I truly believe that slow and steady wins the race.

James joined Summit Financial Resources in 2009 and has held positions as a Senior Relationship Manager, Portfolio Manager and Senior Portfolio Manager. He earned his Bachelor of Science Degree in Management from Southern Utah University and is an active member of the IFA, TMA, and RMA. Visit our website to find out more about James or to contact him directly.

Summit Financial Resources specializes in working capital financing for small to medium-sized businesses that need increased cash flow. We provide working capital financing through invoice factoring, asset-based lending, inventory lending, and equipment financing.